See when your Citi bank card comes with an offer that will help you manage life’s anticipated and unforeseen costs. No application or credit inquiry if you are a Citi cardmember.
A way that is simple access fast funds along with your Citi bank card.
Citi Flex Loan
Citi Flex Loan on Card
Citi ® Flex Loan Fast funds, from the comfort of your Citi Card
Why choose Citi Flex Loan?
The attention price with this offer will stay fixed for the duration of the mortgage.
A Citi Flex Loan leverages the existing personal line of credit on the Citi charge card, generally there’s no application, credit inquiry or origination charge.
Select Payment Timeline
Pick a loan payment and amount terms both predicated on your eligibility.
Personalize your loan the right path
For illustrative purposes just. Real Offer Terms will be different.
Select your qualified loan quantity leveraging your credit that is available line. Your payment that is monthly is determined.
Select from the available term choices. Your APR is fixed through the duration of your Flex Loan.
Select direct deposit to get funds in less than one working day, or check always by mail.
When you have finished the mortgage procedure and received your funds, you will see the main points of one’s Flex Loan in your statement that is next summary Citi Flex Arrange.
Calculate your repayments.
Get a sense of everything you’d spend centered on your qualified loan quantity.
For illustrative purposes just centered on a 9.99per cent APR. Real Offer Terms will change.
Now that’s fast funds with no hassle
To remain now to see when you have an available citi flex loan offer.
Citi? Flex Arrange FAQs
- What’s a Citi Flex Arrange?
Every once in awhile, Citi may provide you the chance to produce a Citi Flex want to make fixed monthly premiums to pay down acquisitions or that loan against your card’s personal line of credit. There are two how to produce a Citi Flex Arrange. With Citi Flex Pay, you can easily pay money for qualified deals under a Citi Flex Plan. With Citi Flex Loan you need to use your credit line to gain access to funds and pay for all those funds under a Citi Flex Arrange.
A Citi Flex Loan is a Citi Flex Arrange choice that enables you to definitely borrow cash from your own current Citi charge card account’s borrowing limit and repay it at a hard and fast apr, in fixed monthly obligations over a collection extent. No split application is required.
Citi Flex Pay is just a Citi Flex Arrange choice which allows you to definitely just just take a person charge card purchase and pay it back over a group length with fixed re payments and a set apr.
Yes, the Citi Flex Arrange quantity will be based upon the available credit on your Citi bank card during the time you request your Citi Flex Arrange.
A Citi Flex Loan is paid back in fixed re re re payments, over a collection timeframe. It’ll have A apr that is fixed lasts before the Loan balance is compensated in complete. On the other hand, a stability transfer typically includes a marketing APR for the certain period of time and becomes element of your credit card revolving stability.
A Citi Flex Loan will not need a split application or credit bureau check. Funds are lent from your own current Citi bank card’s available line of credit. You should have one combined declaration and something minimal payment that is monthly your bank card account. A normal individual installment loan is a split account and personal line of credit, and certainly will typically need a software and credit bureau check.
Browse www. Citi/flexloan for extra details.
Obtaining a Citi Flex Loan
- Just how do I determine if i will be qualified to receive a Citi Flex Loan?
We may, from time for you time, provide you with the chance to get a Citi Flex Loan. You can observe in cases where a Citi Flex Loan offer is present for your requirements via your Citi on line account. Citi Flex Loan provides might be presented on your own Account Overview web web web page or perhaps you may see available provides by picking the „Services/Credit Card solutions“ option through the top menu club. You might additionally phone Citi customer care to check on for available provides.
First determine when you yourself have any offers that are available Citi Online or call Citi customer support. If therefore, choose your offer and select the payment per month choice that most readily useful suits your requirements. Your payment per month options are centered on your available payment terms and asked for loan amount (up to the maximum amount accessible to you whenever you request your loan).
No, there’s no cost charged for requesting a Citi Flex Loan. Other account costs, such as for example belated re payment charges, may apply still.
The minimum amount you borrow via a Citi Flex Loan is $500. The utmost loan amount it is possible to borrow using a Citi Flex Loan will be different centered on your credit that is available limit creditworthiness as well as other facets at that time you request a Citi Flex Loan.
You can travel to the Citi Flex Arrange reputation web web Page or Citi Cellphone software to look at the status of your Citi Flex Loan, your re payment history plus the remaining stability on your Citi Flex Loan.
In the event that you choose direct deposit, generally in most cases your Citi Flex Loan funds ought to be deposited into the banking account in 1-2 company times. If you opt to be given a check, you need to be given a check payable to you personally within 10 times.
Citi Flex Loans aren’t qualified to make benefits points or money back.
Citi Flex Arrange Servicing
- So how exactly does a Citi Flex Loan show up on my declaration?